Save more.
Spend smarter.
Qinta brings together control, clarity, and smart money management - whether you're just starting or already tracking every cent.
Start on your phone, carry on at your laptop. Balance, expenses and budget are the same wherever you sign in. Automatic sync on every device.
Everything you need for a healthy money routine
Three pillars - each one answers a question you already ask yourself.
Budget tracking
Watch income and expenses in real time - know instantly if you're on plan.
Spending simulator
See how today's decision shapes the next 3, 6 or 12 months of your budget.
Budget analysis
Per-category insights - where money goes and what stays after everything.
One app for your whole money life.
From everyday expense tracking to long-term loan and investment planning.
Budget tracking
Live income and expenses by category, with your balance at every moment.
Transactions & categories
Fast entry, editing and sorting transactions into categories for easier tracking.
Spending simulator
Project your balance 12+ months ahead based on your habits.
File import
Configurable import from Excel, CSV and XML with column mapping.
Credit calculator
Payments, APR, amortization and early-repayment worthwhileness analysis.
Investment calculator
The power of compounding across scenarios, inflation and taxes.
PDF reports
Professional simulation exports and a monthly summary by email.
Multilingual
The app supports multiple languages and the currencies of all countries - with localised formatting.
Mobile & web
Same app on phone and desktop, everything in sync.
Family account
Add family members to the same account. Everyone signs in on their own, the budget and the ledger are shared.
Shortcuts your way
On your phone, long-press the bottom bar to choose which four pages stay one tap away.
Everything you need - at a glance.
Plan your budget months ahead
We built Qinta so everyone can see their money clearly - no spreadsheets, no stress. Your data stays yours.
Three steps, one calmer morning.
Set up, let Qinta track, and start making better decisions. No spreadsheets, no guilt.
1. Connect or enter
Import statements in a few clicks or add transactions manually. Transactions can be sorted into categories for easier tracking.
2. See where you stand
Real-time dashboard. Balance, categories, trend, projections - all in one overview, no 14 tabs and 6 spreadsheets.
3. Decide with confidence
The simulator shows the impact of a large purchase on your budget for 3, 6 or 12 months ahead. Buy with confidence, not worry.
A plan that grows with you.
Getting started is free - no card, no time limit. Upgrade when you need more.
For one budget, manual entry.
- Real-time budget tracking
- All categories and basic reports
- Mobile and web app
Spending simulator, calculators, CSV import.
- Real-time budget tracking
- All categories and basic reports
- Mobile and web app
- 12+ month spending simulator
- CSV / Excel transaction import
- Up to 3 simultaneous simulations
- Up to 6 credit & investment calculations
- Family account, up to 4 members
Up to 9 spending simulations, 30 calculations, PDF reports.
- All Premium features included
- Receipt scanning (OCR)
- Up to 9 spending simulations and 30 calculations
- Family account, up to 8 members
- PDF report export
- Monthly email report
- Priority support
Practical advice for real situations.
Short stories, concrete examples, no panic-buying "yet another financial hack".
How to cut fixed costs without feeling it
Five categories where most households pay more than they have to — and how to fix them now.
What your subscriptions really cost in a year
€9.99 per month sounds harmless — until you multiply by 24 months and 7 services.
How Marko cleared €4,200 of debt in 11 months
No extreme diets, no selling the car. Just a plan, the simulator, and one serious decision.